UK Commercial Finance BrokerageFast. Reliable.
Commercial Finance
When You Need It.
Access funding from 200+ lenders for bridging, commercial mortgages, and development finance, simple, fast, and tailored to your deal
FCA Regulated
Authorised UK brokerageFast Dealing
We move when you need toWelcome All Cases
Beyond standard solutions200+ Lenders
High street specialist
Who We AreA brokerage built for complex deals and tight timelines
Black Oak Commercial Finance Ltd is a UK-based brokerage specialising in funding for business owners and property investors. Whether you need to move quickly on a purchase, refinance an existing asset, or fund a development, we provide straightforward solutions with access to a wide panel of lenders.
Where high street banks fall short, we deliver. Our approach is direct and efficient; we quickly understand the deal, structure the right solution, and get you to funding with minimal friction.
"Simple, fast, and tailored to your deal, that's how we approach every enquiry."
Our ServiceFunding solutions tailored to your deal
From fast short-term bridging to long-term commercial mortgages and ground-up development finance, we cover the full spectrum of commercial lending for business owners and property investors.
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Bridging Finance
Fast, short-term funding for purchases and refurbishments when time-critical decisions are required.
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Commercial Mortgages
Long-term funding for owner-occupied or investment properties, structured for your specific goals.
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Development Finance
Ground-up builds and heavy refurbishments with phased drawdown and flexible structures.
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Buy-to-Let Finance
Portfolio and single-property solutions for professional landlords across the full lending spectrum.
Our ApproachDeals we specialise in
We work with business owners, property investors, and professional landlords who need fast, reliable funding in situations where high street banks can't deliver. Hover to explore.
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Time-Critical Acquisitions
Competitive units, auction purchases, and chain-break situations where speed determines whether you secure the deal.
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Investment & Owner-Occupied
Long-term commercial mortgage solutions for property investors and business owners, structured for your specific asset and goals.
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Ground-Up Development
From the planning stage to practical completion, phased drawdown facilities for residential and commercial development projects.
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Portfolio & HMO Lending
Refinancing, portfolio restructuring, and new acquisitions for professional landlords, including complex HMO and multi-unit strategies.
Our ProcessThree steps to
securing your funding
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Submit Your Enquiry
Tell us about your deal, the asset, the loan amount, and the timeline. We review your requirements quickly and respond promptly to discuss next steps.
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We Structure the Deal
We assess your requirements, identify the most suitable lenders from our 200+ panel, and structure the right terms for your specific situation.
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Funding Delivered
We manage the process through to completion, liaising with lenders on your behalf and keeping things moving to meet your timeline.
Get in TouchLet's discuss your deal
Whether you have a deal ready to go or need to explore your options, we're here to help. Complete the form, and we'll come back to you promptly.
LOCATION
United Kingdom
MINIMUM DEAL SIZE
£100,000 and above
All enquiries are treated in strict confidence. We typically respond within one business day. We work with deals above £100,000 across England, Scotland, and Wales.